Job description
General information
Ally and Your Career
The Opportunity
The Work Itself
- Evaluate collateral loan performance and determine the appropriate valuation and risk exposure for Lender Finance credit facilities.
- Perform financial analysis and interpretation of historical and projected financial information.
- Review investment memoranda and quality of earnings reports to determine the merits and risks associated with collateral loan assets.
- Prepare and assess financial models, including transaction summaries, pricing models, and cash flow models.
- Update trend cards, analyzing financial statements on portfolio accounts and providing collateral analysis as needed. Assist with the preparation of portfolio reviews on more complex accounts.
- Responsible for completing significant sections of the underwriting document with minimal supervision.
- Work towards understanding and adapting to Ally's credit culture.
The Skills You Bring
- 2+ years of banking and lending experience including auditing, underwriting and financial and credit analysis preferred.
- Bachelor's degree required – major in Accounting or Finance preferred.
- Completion of bank training program is preferred.
- Excellent communication (verbal and written), interpersonal and organizational skills.
- Highly analytical, detail oriented with problem solving capability.
- Ability to work independently with demonstrated strong time management skills.
- High level of accountability and the ability to effectively prioritize tasks.
- Highly motivated, self-starter.
- Technical: Proficiency with Microsoft Office products, including Word, Excel, and Power Point.
- Experience with financial models desirable.
How We'll Have Your Back
- Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
- Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.
- Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
- Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts.
- Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
Who We Are:
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.
Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
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