Job description
General information
Ally and Your Career
Ally Financial only succeeds when its people do - and that’s more than some cliche people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?
The Opportunity
Responsible for evaluating and decisioning consumer offerings within Ally underwriting policies. Encouraged to build and maintain a high level of customer service for their assigned territory. The territory assigned will require the management of a portfolio of dealers and also demonstrate the potential to further grow the business. This role comes with more ambitious targets and requirements than the Associate Consumer Underwriter role.
The Work Itself
- Improve portfolio revenue by practicing sound underwriting judgment and risk management principles
- Ensure compliance with underwriting policies; elevate risk issues, and stay abreast of constant changes in policy and procedures
- Limited travel will be required for this role.
- Requires flexibility in work schedule, evening hours and weekends may be required
The Skills You Bring
- 1+ years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime) is needed.
- Bachelor's degree in business related subject area preferred.
- Prior leadership experience is needed.
- Ability to perform technical based activities
- Knowledge of and exposure to fundamental theories, principles and concepts.
- Demonstrating technical expertise and relationships to supply to strategy and drive business results
- Familiar with the Auto Finance industry, consumer credit, trend analysis/analytics
- Excellent sales, negotiation, problem solving, and analytical skills Must be an independent worker with strong time leadership skills
How We'll Have Your Back
Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally’s total compensation – or total rewards – extends beyond your paycheck and is designed to support and enrich your personal and professional life, including:
- Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
- Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.
- Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
- Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts.
- Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
Who We Are:
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.
Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
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